With more Australians prioritising lifestyle, flexibility, and future-proof investments, holiday homes on the NSW South Coast have never been more appealing. For investors, it’s not just about weekend escapes anymore – it’s about smart real estate choices that deliver rental returns, long-term capital growth, and lifestyle rewards. Around 3 hours drive from both Sydney and Canberra, Jervis Bay is perfectly positioned for accessible coastal living.
But here’s the problem: choosing the right town to build your holiday home can be overwhelming. Jervis Bay and its surrounds offer no shortage of stunning locations, each with their own pros and cons. Do you choose somewhere quiet and peaceful? Or vibrant and tourist-friendly? And which area offers the best value for a new build?
As Jervis Bay builders, we know this beautiful coastal area like the back of our hands. We’ve picked out six great coastal towns in and around Jervis Bay that are perfect for building a holiday home and the key things you’ll want to consider before you start building.
1. Callala Beach
Callala Beach is the longest stretch of sand in Jervis Bay, celebrated for its powder-white shoreline and gentle turquoise waters that keep holidaymakers coming back. This relaxed coastal village is especially well-suited to families, offering calm conditions perfect for swimming, snorkelling, boating, and kayaking.
With higher-end builds taking shape, Callala Beach is fast becoming a destination for those seeking a luxurious yet low-maintenance coastal retreat.
Why build in Callala Beach:
- Growing demand for high-end holiday accommodation
- Strong appeal for repeat holidaymakers and families
2. Huskisson
If you’re after a spot with a vibrant food scene, Huskisson is the go-to – just head straight to Owen Street. Set on the shores of Jervis Bay, this award-winning town has been named the ‘Tiny Tourism Town in New South Wales’ for three years running. It’s a hub for dining, weekend markets, snorkelling, and seasonal whale watching.
Tour operators like Dolphin Watch Cruises are also based here, making it the starting point for dolphin and whale tours – perfect for visitors looking to explore the bay.
More developed than the quieter surrounding villages, Huskisson offers greater access to amenities – but also comes with more competition. A well-designed home with water views or walkable access to town or Huskisson’s or Shark Net beaches can generate premium rental income.
Why build in Huskisson:
- Strong tourist presence and year-round events
- Thriving hospitality and retail scene
3. Vincentia
Vincentia is the largest and most established town in Jervis Bay, offering the convenience of both Woolworths and Coles, along with local shops, cafes, and essential services. It strikes the perfect balance between beachside escape and everyday practicality – ideal for families and longer stays.
Quieter than Huskisson but more connected than the smaller villages, Vincentia is home to pristine beaches like Orion and Collingwood, with easy access to scenic walking tracks and nearby attractions.
With strong rental appeal, year-round usability, and consistent demand, it’s a smart location to build a holiday home that delivers on both lifestyle and investment potential.
Why build in Vincentia:
- Established town with major supermarkets and essential services
- Easy access to walking tracks and nearby attractions
4. Currarong
Currarong is located at the northern tip of the Beecroft Peninsula, adjacent to Jervis Bay. Surrounded by bushland and ocean, this small coastal village offers a genuine sense of escape – remote enough to switch off, still close to the region’s main attractions.
It’s a quieter spot that’s been gaining interest from holidaymakers seeking hidden gems. With coastal walks like Mermaids Inlet, sheltered swimming areas, and excellent fishing, Currarong has long been a favourite for returning visitors – the kind every investor wants.
Why build in Currarong:
- Popular with holidaymakers seeking quiet, off-the-beaten-path locations
- Ideal for nature-focused or eco-retreat-style homes
5. Culburra Beach
If you’re looking to escape the crowds, Culburra Beach offers the perfect blend of seclusion and coastal charm. Just 45 minutes north of Jervis Bay, this laid-back beach town is a local favourite – and it’s easy to see why. With surf beaches, calm waters at protected spots like Tilbury Cove, and vibrant weekend markets, it’s ideal for families and relaxed getaways.
From an investment perspective, Culburra Beach continues to see steady growth in demand for short-stay accommodation, particularly during school holidays and long weekends.
Why build in Culburra:
- Less tourist congestion means steady, loyal repeat visitors
- Opportunity to invest in a town with emerging popularity
Which Town is Right for You?
There’s no one-size-fits-all when it comes to building a holiday home near Jervis Bay. Your decision should be guided by:
- Your budget and land availability
- Rental income goals vs personal lifestyle use
- Long-term growth potential in each town
- The type of holiday home you want to build
Choosing a Jervis Bay builder with local knowledge will make a significant difference in the design, approval, and construction phases. From flood zoning to sea breeze orientation – these details matter when building on the coast.
Ready to Build Your Holiday Home in Jervis Bay?
At Sanders Construction Projects, we specialise in building architectural coastal homes designed to stand the test of time – and the coastal weather. Whether you’re building your first holiday property or expanding your investment portfolio, our team is here to guide you every step of the way. Get in touch today to schedule a no-obligation consultation.